At J.A.F. we work with our clients to review their various policies to determine if there are areas that leave them open for potential suits. We’ll work to provide you with the most comprehensive coverage at the most competitive pricing, ensuring that you and your business are protected.

Employment-related liability now ranks third in claims frequency among employment-related coverage’s, right behind workers’ compensation and health benefits.  Estimates indicate that 63% of employers nationwide have been hit by employee litigation and the average sexual harassment lawsuit costs employers in the neighborhood of $250,000.    Most employers paid these expenses out-of-pocket because they were not insured.

Whether you are a small operation or a Fortune 500 corporation, you are exposed to potential litigation resulting from employee allegations of Sexual Harassment, Discrimination or Inappropriate Employment Conduct.  Coverage is available for legal costs to defend claims involving and/or brought by employees, former employees, applicants or third parties regarding sexual harassment, wrongful termination and discrimination including legal liability for such acts. The coverage is known by various titles, such as Employment-Related Practices Liability, Management Risk Protection, Employers E&O and Americans with Disabilities Act Insurance are all basically the same kind of coverage. 

J. A. Faccibene & Associates’ commitment to customer service is what sets us apart from other insurance agencies.  We are committed to providing our customer’s with personalized service for all their insurance needs.  Here are just a few of the services we provide:

• Quarterly Reviews
• Local Service Oriented Agent
• Loss Control Program
• On Site Presence During Audit
• Automated Market System
• MVR Pull Program
• Contract Review / Lease Review
• Human Resources Consultation
• Certificate Compliance System
• Automated Claims Administration