How Preventive Care Can Save You Money on Health Insurance

Taking charge of your health can help you save money on your health insurance. At J.A. Faccibene & Associates, Inc., we believe that preventive care is one of the most effective ways Rockville Centre, NY residents can manage healthcare costs and make the most of their coverage.

Understanding Preventive Care

Preventive care includes routine services like annual checkups, screenings, immunizations, and counseling. These services are designed to catch health issues early or prevent them altogether. In New York, most health insurance plans are required to cover a range of preventive services at no additional cost when you visit an in-network provider.

How Preventive Care Leads to Savings

By taking advantage of preventive care, you may be able to avoid more serious and costly health problems in the future. Here’s how preventive care can help you save:

• Early detection—Screenings may be able to identify conditions like high blood pressure, diabetes or cancer in their early stages, when treatment is often simpler and less costly.
• Reduced out-of-pocket costs—Many preventive services may be covered without copays or deductibles, meaning you pay nothing out of pocket for these visits.
• Fewer emergency visits—Staying on top of your health may help prevent complications that might lead to costly emergency room visits or hospital stays.
• Improved long-term health—Managing risk factors early may reduce the need for ongoing treatments or medications.

Maximizing Your Health Insurance Benefits

If you have questions about your health insurance or want to learn more about cost-effective healthcare strategies, we’re here to help. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.